There are several FREE mobile payment applications you can install on your phone and in a matter of minutes start accepting credit card payments.  This is particularly important if you are looking for methods to quickly accept credit cards in one-to-one offline transactions. This can work for one entrepreneur or a team of sales representatives who need to quickly accept money.

About 1 year ago, I was introduced to Square, a mobile payment application and in March 2012, we just found out PayPal introduced the same model branded as PayPal Here ™.  But in addition, Intuit has a product called Intuit-GoPayments.  All of these these options charge approximately 2.7% per transaction, no monthly fees, and you can access your funds online or get them deposited directly to your bank account.

Personally, I think its a no brainer to get any of these FREE mobile payment applications.   To get started simply go to squareup.com or paypal.com/webapps/mpp/credit-card-reader or http://intuit-gopayment.com. You can sign up and obtain the device for FREE. Test them and see which one works best for your business. Remember, its all about making it easier for you as a seller and for your potential buyers to purchase!

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